Annual Loan Amortization
Regular Amortization
Amortization with Pre-Payments
Side by Side Regular & with Pre-Payments
Interest Paid Comparison
Principal Paid Comparison
Remaining Balance Comparison
Rate
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0 15%
Pre-Payment
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0 $5,000
 
Loan Amount
 
Loan Term
 
Monthly Payment
 
  Extra to Principal  
Pre-Pay Term
   
Payment w/Extra Principal
 
LOAN PARAMETERS FOR AMORTIZING LOAN REGULAR AMORTIZATION SCHEDULE
Year
 Loan
Amount		 Loan
Term		 Years
Remaining		 Start
Period		 End
Period 		Interest
Rate
Monthly
Payment		 Annual
Payments		 Accrued
Payments		 Annual
Interest		 Accrued
Interest		 Annual
Principal		 Accrued
Principal		 Remaining
Balance
AMORTIZATION SCHEDULE WITH PRE-PAYMENTS ADDED
Year
0		 Loan
Amount		 Extra to
Principal		 New
Term		 End
Payment		 Payments
This Year		 P&I +
Extra		 Monthly
Payment		 Annual
Payments		 Accrued
Payments		 Annual
Interest		 Accrued
Interest		 Annual
Principal		 Accrued
Principal		 Remaining
Balance
GRAPHS
REGULAR VS. PRE-PAYMENT COMPARISONS
 
INTEREST PAID
PRINCIPAL PAID
REMAINING BALANCE
Using this tool to inspect and compare the way that a schedule of loan payments works over time and particularly in comparing a regular schedule to one with extra payments can go a long way towards providing the insight needed to make the best possible decisions regarding your home financing. We're here to help whenever you're ready so never hesitate to reach out when you have questions or are ready to get started.


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