These educational calculators set out to illustrate various mortgage-related scenarios or comparisons and should not be construed as an offer to lend.

Please refer to our formal disclaimer for more information.

Click the link above to acknowledge this note and close the window.

Benjamin Hulshof

Windmill Mortgage Services LLC

President/Mortgage Consultant

NMLS 216697 | LO.02757.000

(614) 362-6828

ben@windmillmortgage.com

www.windmillmortgage.com

REFINANCE CALCULATOR WITH PRE-PAYMENT ANALYSIS
Analysis Prepared for
 
Subject Property
 
Current Property Value
Property Expenses Annual Monthly
Annual Real Estate Taxes
Annual Cost of Insurance
Monthly Fee
Total Expenses
ENTER EXISTING LOAN TERMS
REMAINING TERM AND PAYMENTS ON EXISTING LOANS
CALCULATE COSTS, EXPENSES AND NEW LOAN AMOUNT
CONFIGURE NEW LOAN TERMS
RESULTS
Monthly Savings
Total Current - Total Proposed
 
 
Months To Break-Even
Closing Costs ÷ Monthly Savings
 
 
Rate of Return
Annual Savings ÷ Closing Costs
 
PRE-PAYMENT ANALYSIS



The information contained in these calculators and reports is for informational purposes only. The use, presentation or receipt of this information does not constitute an offer to lend, an application, a Good Faith Estimate, or estimate of fees. Where included, interest rates are subject to change at any time and are not intended to be viewed as the current market rate. Annual Percentage Rates (APRs) can also vary at any time and are presented as approximations. APRs shown here are generally calculated conservatively and may be higher than the actual current market APR, which will be determined and disclosed upon request of a formal Good Faith Estimate or upon application for financing. Every effort has been made to assure the accuracy of the information and mathematical calculations; however, the provider makes no guarantee and maintains no liability for use of or reliance upon the results. Formulation of a scenario using these tools does not mean that the results are guaranteed. All loan products have guidelines, and those rules or tolerances will vary based upon many factors, including but not limited to loan to value ratios, income, employment history, debts, assets, creditworthiness, and underwriter's review and approval.

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